If you are struggling with your finances, please ask for help. This section signposts to local and national support organisations.
Health
| Links | Summary of help available |
|---|---|
| Yourcare EAP | Employee Assistance Programme - Your Care EAP provides access to help and support for life's ups and downs, 24/7, 365 days a year. You'll find a wide range of care and support specialists waiting to hear from you. You can use this service as many or as few times as you like, there's no limit on the support you can receive. Helpline: 0800 023 9324 |
| Yourcare | To access "Your Care" you must register using the link. Your Care provides an engaging health management platform with access to additional wellbeing products and services with more focus on proactive care, delivering effective, evidence-based interventions designed to help live happier and healthier lives. |
| Occupational health | People Asset Management provides advice to the Council and its employees with regard to fitness for work, prevention of work-related ill health and the promotion of good health. A management referral process is also available for Counselling and Physiotherapy. |
| Access to Work Mental Health Support Service | The Access to Work Mental Health Support Service is funded by DWP that can give you a mental health professional to talk to if you are experiencing mental health difficulties. The Service if free and completely confidential. |
Financial support and advice
| Links | Summary of help available |
|---|---|
| Cost of Living - Action and Support | Regular updated information on sources of help |
| PKC Welfare Rights Team | Free, confidential and impartial benefits advice |
| Scottish Welfare Fund | Administration of crisis grants |
| Macmillan Welfare Rights Service | Provision of an enhanced Welfare Rights service to people affected by cancer throughout Perth and Kinross |
| Citizens Advice Bureau (CAB) | Free impartial and confidential advice on a range of issues |
| Home Energy Scotland | Free impartial advice on energy saving measures |
| Home Energy Advice Team (HEAT) | Free professional energy advice to households throughout Perth and Kinross |
| National Debtline Scotland | A charity giving free and independent debt advice over the phone or online |
| Mygov.scot money and debt | Money and debt advice |
| Debt Advice Foundation | Debt charity offering free, confidential advice on any aspect of debt |
| Step Change | Debt charity providing free, confidential and expert debt advice and money guidance |
| PKOnTheGo | Money saving travel options |
| Perth and Kinross Liftshare | Save on travelling costs by car sharing |
| Financial wellbeing podcast from Your Community PK | |
| My Money Matters | Login or Register for budgeting support and select webinars tailored specifically to suit individual financial requirements. |
Be Aware! - Scams and fraud
| Links | Summary of help available |
|---|---|
| Money Helper - Loan Sharks | Guide to illegal lending and how to spot and avoid loan sharks |
| Trading Standards Scotland | Cost of living scams |
Savings and pensions
| Links | Summary of help available |
|---|---|
| BHSF Corporate Health Cash Plan | Offers policyholder cash benefits towards everyday health care costs for a monthly fee |
| Perth and Kinross Credit Union | Savings accounts and loans at competitive interest rates |
| Tay Valley Credit Union | A convenient way to save money and access loans at competitive rates of interest |
| Department for Work and Pensions (DWP) | DWP Services, guidance and regulation available for welfare, pensions and child maintenance |
| Money Helper | Free impartial guidance on your pension options backed by Government |
| Help to Save (opens new window) | Help to Save is a type of savings account backed by the Government to support working people on tax credits or universal credits to build their savings. The video below provides more information Help to Save Scheme Explained (opens new window) |
Last modified on 15 August 2024
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